Refund & Anti-Fraud.

02. Refund Policy

Because of the nature of downloadable digital content, IQRADEEN.IN generally does not provide refunds after a digital product has been successfully delivered or made available to the customer.

This policy is intended to prevent situations where a digital asset is accessed, retained, or copied and subsequently returned for a refund.

Nothing in this policy is intended to exclude or restrict any consumer right, remedy, or protection that cannot legally be excluded under applicable law.

03. Situations Normally Not Eligible for Refund

Subject to applicable law, refunds are generally not provided for the following circumstances once a digital product has been successfully supplied:

• Change of Mind A customer decides that they no longer want the product after completing the purchase and receiving access.
• Accidental Purchase A purchase is made unintentionally where the digital product has already been successfully delivered or accessed.
• Subjective Dissatisfaction Disagreement with the writing style, presentation, methodology, opinions, examples, or educational approach of a product.
• Failure to Review Product Details Purchasing without reviewing the product description, contents, requirements, scope, or other information displayed before checkout.
• Lack of Expected Results Educational guides, strategies, frameworks, and consulting materials do not guarantee a particular financial, business, marketing, academic, or operational outcome.

04. Failed or Incomplete Digital Delivery

If a customer has successfully completed payment but does not receive the expected digital access or delivery information, the customer should contact iqradeen.in@outlook.com.

The support request should include the customer's name, registered email address, payment details, and Order ID where available.

IQRADEEN.IN will investigate the transaction and, where appropriate, attempt to restore or provide the purchased access.

05. Consulting & Mentorship

Consulting and mentorship products, including the 1-Year Strategic Mentorship, involve the allocation of time, planning, communication, and intellectual resources.

Cancellation and refund treatment for such services may depend on whether the service has commenced, the scope agreed with the customer, and applicable law.

Customers should review the specific scope, deliverables, communication arrangements, duration, and other engagement terms before purchasing a consulting or mentorship service.

06. Payment Disputes & Chargebacks

Payments on IQRADEEN.IN are processed through Razorpay and may be subject to the payment provider's security, dispute, and transaction procedures.

Customers are requested to contact IQRADEEN.IN first if they believe that a payment was made incorrectly, a product was not delivered, or there is another genuine issue requiring resolution.

Where a payment dispute or chargeback is initiated, IQRADEEN.IN may provide relevant transaction and fulfillment records to the payment provider or financial institution for review, where permitted by law.

Such records may include transaction identifiers, payment timestamps, order details, delivery records, communications, and other information reasonably relevant to the dispute.

07. Suspected Fraud & Unauthorized Transactions

If a transaction appears to involve unauthorized use, payment fraud, manipulation of the checkout process, or other suspicious activity, IQRADEEN.IN may investigate the transaction and take reasonable steps to protect the platform and its customers.

Where appropriate and legally permitted, relevant transaction information may be shared with Razorpay, financial institutions, law-enforcement authorities, or other competent authorities.

Access to digital products may be restricted where there is a reasonable basis to believe that an account or transaction is being used fraudulently or unlawfully.

08. No Guarantee of Financial or Business Results

IQRADEEN.IN provides educational information, practical frameworks, digital resources, and consulting services. The purchase or use of any resource does not guarantee a specific income, profit, business result, advertising performance, search ranking, productivity outcome, or other commercial result.

Results depend on numerous factors outside the platform's control, including the customer's implementation, market conditions, competition, resources, decisions, and external platforms.

09. GST & Payment Records

IQRADEEN.IN is currently not registered under GST. Accordingly, GST is not separately charged or collected from customers while the business remains unregistered under GST.

Payment confirmations and receipts may contain transaction information required for order administration and record keeping. Tax treatment may change if registration or other applicable tax obligations arise in the future.

10. Policy Acknowledgement

By proceeding with a purchase on IQRADEEN.IN, you acknowledge that you have had an opportunity to review the relevant product information and this Refund & Anti-Fraud Policy before completing the transaction.

This policy should be read together with the platform's Terms & Conditions , Privacy Policy , and other applicable legal policies published on IQRADEEN.IN.